Pendle Car Centre - RAC Warranty (Mechanical Breakdown Insurance)

5 Star Cover (summary)

This Insurance offers ‘Parts and Labour’ cover for specifically listed Components under the following categories. This is a summary of the cover offered. Specific Components are detailed in the Insurance document.

  • Engine
  • Timing Belt
  • Cooling
  • Fuel System (Petrol)
  • Engine Management
  • Manual Gearbox
  • Clutch
  • Automatic Gearbox
  • Continuously Variable
    Transmission (CVT/CTX)
  • Torque Converter
  • Transfer Box
  • Front Wheel Drive
  • Rear Wheel Drive
  • Differential/s
  • Propshaft/s
    Wheel Bearings
  • Steering and Suspension
  • Braking
  • Electrical
    Casings
  • Working Materials
  • Diesel Cover
The following will only be included if selected as optional additional cover items on the Schedule, and the appropriate additional premiums paid.
  • Turbocharger/ Supercharger /
    Kompressor
  • Anti Lock Brake System (ABS)
  • Air Conditioning / Climate Control
  •  Catalytic Converter
  • Four Wheel Drive Vehicles (4x4)

Features and Benefits

  1. Cover is available for up to 3 years from date of purchase or the expiry of the manufacturer’s warranty
  2. Unlimited number of claims up to the retail value of the Vehicle in aggregate
  3. On a valid claim, a contribution of up to £100 can be made towards hotel/travel expenses
  4. 60 day cover for breakdowns in continental Europe and Eire included
  5. No excess

What is not covered – important exclusions

Your insurance will not cover

  1. Components other than those specifically listed in the ‘What is covered” section of Your Insurance document.
  2. General maintenance and Components failing due to Wear and Tear.
  3. Faults which occur during the period of guarantee of a manufacturer or supplier or items which are subject to a manufacturer’s recall.
  4. Damage caused by overheating, freezing, corrosion or the intrusion of harmful substances (for example the ingress of water), use of an incorrect grade of fuel or oil, or lack of antifreeze, lubrication or servicing.
  5. Improper use of the Vehicle, neglect or abuse of any kind, or drive on damage after a fault has occurred.
  6. Faults which were on the Vehicle at the time of purchase, or caused by poor servicing or previous repair.
  7. Consequential damage, caused by the failure of Components not covered by this Insurance, or to Components not covered by this Insurance.
  8. Any repairs not authorised by Us prior to the repair work being carried out.
    Any costs other than those specifically agreed and authorised by Us.
  9. Adjustments, the cleaning of Components or "refacing" costs (e.g. skimming or honing) and diagnosis.
  10. Costs in excess of the equivalent UK specification Vehicle, if Your Vehicle has been imported.